Long-form, sourced, dated. Every load-bearing number links to the primary document it came from, and carries the date we last checked it.
No — and the Part B decision you make on the way out follows you for the rest of your life. What the SNS and private cover really cost at 55, 60, 65 and 70.
A flat 7.5% IMT on residential property for non-resident buyers, already in force since May 2026 — plus the two documented ways to recover the difference.
NHR is closed and its replacement excludes retirees. What a US pension and US Social Security each cost you now, and why the treaty treats them differently.
Who the 2026 law actually affects, what still counts toward the clock, and what to do if you were counting on five years.
The two routes most Americans choose between, the income each really demands, and the trap hidden in each one.
Itemised for 2026, with sources: rent, health cover, utilities, food, transport and the line items other budgets leave out.
Bureaucracy, damp winters in unheated houses, salaries, the tax break that ended, and the resentment a decade of foreign money has built.
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